Lauren Zangardi Haynes, CFP, CIMA, owns Spark Financial Advisors, a fee-only fiduciary firm in Richmond, Virginia, serving clients nationwide. She works with high-earning business owners and dual-career households, helping them align money decisions with the lives they want. A NAPFA member, she founded the firm in 2018 and brings the analytical depth of the Certified Investment Management Analyst designation alongside her CFP. As a fee-only advisor, she is paid only by clients and earns no commissions. Her planning covers cash flow, investments, taxes, and the trade-offs busy professionals face. She also writes about personal finance for a general audience, focused on helping people make confident, values-aligned financial choices.
Fee-Only

