Vanguard and TIAA’s new target-date annuity revives in-plan lifetime income. Only 8.9% of plans offer it, 59% of sponsors want it. Here is the 2026 math.
Browsing: Retirement Planning
Retirement planning involves choosing retirement plan accounts, actively planning steps toward retirement,
The 2026 QLAC limit is $210,000. How carving it out of an IRA defers RMDs past 85, lowers MAGI, and protects the senior deduction and Medicare premiums.
The CBO moved Social Security’s trust fund depletion to 2032. Six planning moves advisors should make with clients in their 50s and 60s today.
The IRS set the 2026 401(k) limit at $24,500 and IRA at $7,500, with SECURE 2.0 Roth catch-up rules and a 2.8% Social Security COLA reshaping advisor year-end checklists.
Charter Communications’ $1.3B pension termination opens 2026 PRT wave. Milliman 100 funding hits 103.8% with $48.1B aggregate surplus across plans.
SECURE 2.0 Section 101 makes auto-enrollment mandatory for new 401(k) plans in 2026. Vanguard: 87% participation vs 52% without. Amendment deadline Dec 31.