Pam Horack, CFP, founded Pathfinder Planning, a fee-only firm serving young adults and working families in the Carolinas and beyond through classes, one-on-one planning, and ongoing advice. With more than 20 years across banking, brokerage, and mortgage roles, she built her practice to make planning approachable and affordable. A NAPFA-Registered Financial Advisor, she is frequently quoted in national personal-finance media. As a fee-only advisor, she is paid only by clients and earns no commissions. Her work focuses on the practical money questions families face, from budgeting and saving to investing for long-term goals. Horack emphasizes education and clear guidance for clients who want to take control of their finances.
Fee-Only

