Bill Bengen now puts the historical safe withdrawal rate at 4.7%, with most retirees able to take 5.25-5.5%. Inside the 2026 retirement planning rewrite.
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2.8% COLA, $184,500 wage base, $6,000 senior bonus deduction, 2027 tax brackets — the full retirement planning playbook for 2026 and the year ahead.
The DOL’s March 30, 2026 proposed rule opens 401(k) menus to private equity, real estate, and crypto. What savers, sponsors, and advisors need to know.




