The 2026 QLAC limit is $210,000. How carving it out of an IRA defers RMDs past 85, lowers MAGI, and protects the senior deduction and Medicare premiums.
Browsing: senior bonus deduction
The $6,000 senior bonus deduction phases out at 6% above $75,000 MAGI in 2026. How RMDs claw it back, and the QCD and Roth moves that protect it.
2.8% COLA, $184,500 wage base, $6,000 senior bonus deduction, 2027 tax brackets — the full retirement planning playbook for 2026 and the year ahead.